Runoff

v0.2

Prepayment schedules for month-end. Import your prepaid bills, and Runoff works out what to release, writes the journal for your accounting system and ties the balance to your ledger, with an audit-ready working paper at the end.

BillOpeningReleasedClosing
Insurance 3/124,000.00(400.00)3,600.00
Software 6/127,000.00(1,000.00)6,000.00
Rates 6/123,850.00(550.00)3,300.00
Ledger 12,900.00✓ agrees
Two minutes, no sign-up

Explore the demo

A fictional design agency mid-way through its year: opening balances, new bills, one held until an event, one released unevenly. Change anything and watch the schedule, journal and reconciliation update.

Your own books

Set up my company

Three short steps: company details, your account codes (optional), and your opening prepayments tied to the trial balance. Everything stays in this browser.

01 SetupCompany, accounting system, financial year and opening balance.
02 Each monthAdd the month's prepaid bills, check the tick against your ledger.
03 Post and fileImport the journal into your system, keep the working paper for audit.

Runoff

Setup
1 Company2 Account codes3 Opening position

Your company

Only what's needed for your first journal. You can change these later in Settings.

Opening balances are taken at the start of this month, e.g. choose October 2026 for balances at 1 October.
Separate several with commas. The first is the default.
Amounts are
VAT-registered businesses prepay the net amount. Choose gross if you can't reclaim VAT.

Account codes (optional)

Add the expense codes you post prepayments to. They appear as suggestions on each bill, so codes match your ledger. Paste from a chart-of-accounts export: one account per line, code then name.

Opening position

List the prepayments already on your balance sheet at . For each, enter the original invoice if you have it, or just the remaining balance and months left. Then enter your trial balance figure so Runoff can check they agree.

TypeSupplierInvoice no.DescriptionAmountDates / months leftExpense account
Demo Kestrel & Vane Ltd is a fictional company. Changes reset when you leave.

Runoff

Runoff v0.2
Step 1

Prepaid bills

Columns are matched by name. Service start and end are optional; Runoff reads the period from the description when they're missing.

Each bill is assumed to be posted in full to prepayments when invoiced. Leave the service dates blank and Runoff reads them from the description. Red rows are left out of the schedule until fixed.

Step 2

Schedule at

Release profile for the financial year

Step 3

Journal for

Lock this month

Once the journal is posted, lock the month. Runoff will warn you if later edits change its figures.

Runoff is an early test version. Your data is saved only in this browser and is never sent anywhere.

Get updates

Runoff is new. Leave your email to hear about new features (saved monthly history, several companies) and early-user pricing. No spam, and you can unsubscribe any time.

Your email is kept by Netlify, Runoff's host, for Runoff updates only. Your bills and figures never leave this browser.

Guide